In the current competitive marketplace, most businesses wish they could provide current and potential employees with comprehensive dental care benefits. “Dental plans rank as the next most significant employee benefit, just behind health and retirement.”18 In accordance with Cathy Smithwick, dental practice leader at Mercer Consulting, dental coverage is the “visible benefit because an average of 75% of employees will work with a good dental plan.”19
Dental benefits not merely increase employee satisfaction and morale, but they can also reduce the hours lost because of dental issues. 深層洗牙價錢 In accordance with Oral Health in America, “employed adults lost significantly more than 164 million hours of work each year because of dental disease or dental visits.”10
A recent study from NADP demonstrates only 56% of the U.S. population has dental insurance.11 Therefore, inexpensive dental care solutions are highly coveted by both employers and employees. “To satisfy employee demand, more employers added dental to the advantages menu in recent years. One of many final holdouts, the federal government, will offer dental benefits to employees in 2006.”20
“Seven out of ten employers (71%) offer dental benefits, often using them because the differentiating factor in recruiting and retaining employees.”18 The study demonstrates the bigger a company is, the more likely they’re to supply dental benefits. “Among firms with at the very least 10 employees, 56% offered dental coverage in 2003. Just twelve months later, that figure leaped to 67%, in accordance with an annual survey of employer-sponsored health plans by Mercer Human Resource Consulting. Dental offerings among large employers (500 employers and up) jumped from 90% to 96% of firms.”20
Unfortunately, many businesses cannot afford to pay for all or element of their workers’dental benefits. “Mercer data show dental costs averaged $577 for several employers in employers in 2003 and edged up to $598 in 2004, a 3.6% increase. Large employers, meanwhile, saw a 5.4% increase from $574 to $605.”20 In accordance with Evelyn Ireland, Executive Director of NADP, “employers aren’t dropping dental coverage, but they’re squeezing the total amount of money they’re contributing to it.”20 Whilst the cost of providing dental benefits with their employees continues to go up, businesses are passing these price hikes onto employees. “The most obvious way for employers to manage dental costs … is to make employees pay more.”20
Kirk Rothrock, CEO of CompBenefits, believes that lots of businesses are shifting the cost of dental benefits with their employees.20 “The biggest trend we’ve seen throughout the last 3 or 4 years is the move from employer-paid benefits to voluntary benefits,” he says. “Employers assert, ‘I cannot afford to pay for your dental benefits.’ ”20 The State of the Dental Benefits Market, 2005 confirms that “over 70% of the populace is paying at the very least a portion of the dental premiums” and about 25% are spending money on their entire dental premium.16
Many businesses are embracing discount dental plans, an affordable alternative to dental insurance, to defray the expense of providing their workers with valuable dental benefits. Discount dental plans present flexible, affordable dental benefits which can be an easy task to implement and practically effortless to manage. They offer businesses with a great way complement their existing benefits and provide a more balanced benefits package. Many businesses are using discount dental plans to supply dental benefits to the people which can be rarely covered by traditional dental insurance, including retirees, part-timers, seasonal workers and uninsured dependants.
Discount dental plans are much more affordable compared to $600 many companies are currently paying to cover employees with traditional dental insurance. Furthermore, discount dental plans save businesses valuable company time with convenient dental benefit solutions free from tedious paperwork hassles. Giving employees the freedom to decide on their own plan, businesses are relieved from the burden of picking dental benefits to suit the initial, individual needs of the diverse workforce. Discount dental plans allow businesses to award their workers with the satisfaction they deserve and the affordable dental care they desire.